The Internet is an integral part of everyday life. We used among others to search for information, shop or make a payment.
However, there are also some people who want to drain the pockets of many people in the world in a way that is not suspicious. A businessman based in Mumbai, for example, cheated after a hacker infiltrated into account his e-mail earlier this month.
To avoid a similar fate, know the method most widely used by hackers along with tips on how to avoid it.
1. E-mail Fraud
All netizens would use e-mail for purposes of employment or personal use. It also makes it one of the easiest methods to contact someone and persuade with a particular approach.
E-mail scams are most common among others tells people who win the lottery. “A wealthy prince wants to invest money through you, or the legacy of a stranger.”
E-mail of this kind that come from people you do not know should you suspect. Then, there is also an e-mail with an attachment that can install spyware or viruses when you open the attachment.
A simple way to keep it safe from fraudulent e-mail is to not download attachments or send detailed information about you to the unknown senders.
2. Application / Website Fake
You could have been trapped by hackers because visiting a fraudulent website or by installing a fake application on a smartphone or other device.
Often, the bank’s website duplicated as closely as possible to the original and fake web sites that ask you to enter your ID and password. If you do, then the creator of the fake web sites will use the ID and password to access your account.
The easiest way to detect the authenticity of the website is to look at the address bar in your browser. Check if the website address beginning with ‘https:’. The prefix ‘https:’ This indicates that the website uses a security certificate and all the bank’s website using it.
As in the case of an application, you need to check the name of the developer usually there under the name of the application in the app store and read reviews on each banking application details carefully before installing this application.
Remember, the banking application that may be downloaded is an application that comes from official app stores.
3. Ad Trap
If you see an advertisement of a product is priced much cheaper than the normal price, then there is a possibility that it is a trap ads.
Indeed, online shopping offers a number of discounts, but if discounts are offered seemed unnatural, you should suspect. A number of people who advertise this kind and typically ask for a down payment should not you care about.
4. Key Logger
Key logger software is installed to record the buttons you press on the keyboard (keystroke). A fraudster can find your login details for various websites, simply by accessing the entire log of your keystroke.
Internet cafes together is an easy target for the installation of key loggers to obtain important information from unsuspecting users.
Basically there is no way to detect whether there is a keylogger that runs on a computer or laptop, so if you have to use a public computer, avoid typing your username and password on the keyboard.
Instead, use a virtual keyboard. Most banks have websites. However, you can also use the virtual keyboard in Windows and use it to type in a username and password.
As for Windows 8 users can search the virtual keyboard in the Start menu, while the older Windows users can access it in the Start menu> All programs> Accessories> Ease of Access> On-screen keyboard.
5. Credit Card Details in Mobile
There are many ads that are sent by the bank to avoid this problem. But, none of the banks would call and ask for your credit card details via a phone call.
Each call claiming to be from a bank and ask for bank details so needs to be watched. In this case, you may not share information about your credit card or internet banking with anyone over the phone, even if the caller knows a little about you.