Criminal acts targeting ATM users have never really finished. Every year there are always reports of theft actions that make ATM an easy target for the perpetrators of crime.
A number of modes are often performed by the perpetrators, ranging from skimming ATM to other fraud mode. In fact, some reports say such cases have increased in recent years.
Indonesia itself, according to Europol data, ranked seventh in the list of favorite locations of actors skimming ATM action. However, that does not mean there is nothing that ATM users can do to protect themselves.
Actually, there are a number of ways that can be done to avoid becoming a target of crime victims using ATM. For that, here are three steps to prevent the victims of money theft through ATM.
1. Check the ATM location
Always note the location of the ATM to be used. For a safer process there is no harm in using an ATM in an open area and quite crowded.
Even if possible, choose an ATM near the bank and there are security officers in the vicinity. This is done to prevent possible criminal acts, including when there are obstacles in the machine.
2. Check ATM before making a transaction
Given that a lot of crime at ATMs involves the machine directly, there’s no harm in checking it before taking the money. One that needs to be noticed is the slot for inserting cards and keys for the PIN.
If there is a difference from the usual machine, you can immediately change places to take money. If there is a security officer around you, you should report it immediately to make sure of the strangeness.
3. Check your account regularly
Always check your banking account regularly to make sure there are no suspicious transactions. If you find an unexpected transaction, you immediately report to the bank.
In addition, it could not hurt to enable notifications when there is a transaction with a certain value in your account. This way, at least you can monitor all the transaction back and forth in your account.